Flexible Financing Options
Make your dream home improvements a reality with flexible financing designed to fit your budget
Terms up to 240 months (20 years) for low monthly payments
240 Months vs 180 Months
We offer 20-year financing - 5 years longer than most companies.
Why Lower Monthly Payments Matter
Why Choose Our Financing Options?
We believe every homeowner deserves to bring their vision to life without the stress of upfront costs. Our flexible financing options are designed to make quality home improvements accessible and affordable.
Easy Approval Process
Quick application and approval process, often within minutes. Get started on your project without delay.
Competitive Rates
Access to multiple lenders means we can find the best rates and terms for your specific situation.
No Hidden Fees
Transparent terms with no surprise fees. Know exactly what you're paying from day one.
We Work With Bad, Fair, and Good Credit
Don't let credit concerns stop you from improving your home. We partner with multiple lenders to find financing options for all credit situations.
Financing Options Available
Choose the financing solution that works best for your budget and timeline
Terms up to 240 months (20 years) available for qualified borrowers
Same as Cash Options
0% APR for 6-24 Months
No interest if paid in full during promotional period
Take advantage of same as cash financing for qualified customers. Perfect for projects you can pay off quickly.
- 6, 12, 18, or 24 months same as cash available
- 0% interest if paid in full during promo period
- No prepayment penalties
- Quick approval process
Traditional Home Improvement Loans
Traditional financing options with competitive interest rates and extended repayment terms.
- Fixed interest rates starting at 6.99% APR
- Terms up to 240 months (20 years)
- Loan amounts from $2,500 to $100,000
- Multiple lender options for best rates
Flexible Payment Plans
Custom payment plans designed to work with your budget and cash flow. Perfect for spreading costs over time.
- Customizable payment schedules
- Low monthly payments
- No credit check options available
- Start your project immediately
Energy Efficiency Financing
Special financing programs for energy-efficient upgrades that can save you money on utility bills.
- NC Energy Loan Program eligible
- Tax credit eligible projects
- Lower interest rates
- Windows, doors, insulation, roofing
Simple Application Process
Getting approved is quick and easy - start your project today
Get a Free Quote
Request a free estimate for your home improvement project
Apply Online
Complete a simple financing application in minutes
Get Approved
Receive approval decision quickly, often within minutes
Start Your Project
Schedule your installation and begin enjoying your improvements
Benefits of Financing Your Home Improvements
- ✓Terms up to 240 months (20 years) for low monthly payments
- ✓No upfront costs - start your project immediately
- ✓Flexible payment terms that fit your budget
- ✓Competitive interest rates from trusted lenders
- ✓Quick approval process - often within minutes
- ✓Increase your home value while you pay
- ✓Protect your savings while improving your home
Have questions? View our Financing FAQs.
Schedule Your No-Cost Inspection Now
Get a free, no-obligation inspection and quote from our expert Home Solutions team. We'll assess your project needs and provide you with a detailed estimate.
Available Monday - Saturday, 8am - 6pm